Need some help advice with a car purchase

[Jim Ferron]

Go to your local bank, get a loan for the needed amount,

call the bank who already has a lien on the car, find out what the payoff is.

Don't pay the seller direct, make payment to the lienholding bank [with loan number]directly with the direction from both buyer and seller that the now lien free title will be mailed to the NEW owner not the old,, [if title is blank YOU sign sellers name,this way he never has possession of said title]

If there is a surplus [paying $30k guy owes $25k, surplus of $5K]send it separately to the seller or better yet his bank account.

If there is a shortfall [paying $30k guy owes $35K] speak with his bank before you pay and make sure the seller had made arrangement to clear the overage.