Got rearended today...

[notstock71]

So there I was minding my own business and bam.

The wife and I took the boys to a baseball game today. We were leaving the stadium driving towards the interstate. I am watching this car inmy rearview mirror that is swerving all over the road. Then I see the car behind it pull up along side and they are yelling at each other. I stop for a red light and am watching the show in the mirror. The car behind me is so busy fighting with the other car she rearended me. I was furious. I jumped out and gave her a piece of my mind. She starts yelling back at me in her best ebonics slang. Make along story shorter the car they were fighting with stopeed and told me what was happening and the girl who hit me was throwing stuff at their car when she hit me. They left their info for the cops. Another car stayed as witnesses too. Cops show up and cite her for following too close but nothing else even though there were witnesses to everything.

The truck ('00 Sierra) just needs a bumper and maybe brackets. It is pushed in a little on the left side. My receiver punched through her bumper ('03 Taurus). Oh the best part, the driver/passenger were brother/sister. Their parents showed up minutes after it happened. Mom walks up, opens the passenger door and beat the tar out of the son. It was friggin hilarious.

So now I get to deal with the insurance company, she has Progressive. I want a new GM bumper and brackets, period.

So this is my 3rd accident. All 3 I was rearended while at a stop. How's that for bad luck? Oh, no bad injuries but the wife was turned talking to the boys and she says she's a little sore in the shoulder

[camarojoe]

That sucks... hope everyone is ok. Tell your wife to go get checked out just to be sure... Doesn't sound like the damage to your truck was too bad, shouldn't have any trouble getting GM stuff if you demand it.

[Salvatore]

As long as you guys are OK that is what counts. I bet you would have loved to had a camera for that little show!

[Tim Penton]

You're lucky the savage had insurance!!! Thank God you weren't injured.

[notstock71]

I went through the uninsured game on the 2nd wreck. She had no insurance. I had to make the claim on mine but fortunately it never affected my rates. I'm going to price the new bumper and brackets today.

[Kim_Howie]

Being a Agent for 33 years lots of luck with progrssive they SUCK!!!!

[agtw31]

my g/f got rear ended in her mustang by a celica.

it cracked the bumper,but unless you bend down and get 5 inches from the bumper,you cant see it.
so i touched up the chip,buffed out the scratch,and she threw the $1000 she got on the claim on the principal balance of her car note.

[notstock71]

Filed the claim with Progressive this morning, they were great to deal with. Got a call this afternoon and it turns out the coverage on the Taurus that hit me was cancelled by the owner prior to the accident. Progressive is trying to determine if there is other coverage. I am furious. This is the 2nd time I have been hit by an uninsured vehicle.

I have already called the City Prosecutor to have no insurance charges filed. I also called the State Department of Insurance, the courthouse and the Department of Motor Vehicles. I am going to nail them to the wall.

[notstock71]

This gets better. Progressive called this afternoon and said they found coverage on the car from an out of state underwriter. They also said they will be covering the claim. Sounds weird to me. So they are coming out tomorrow to give a check for damages but wait there's more.

I washed the truck tonight and was just getting ready to come inside when I decided to get a tape measure and level out. Keep in mind my garage floor is level. The box is pushed 1/4" forward towards the cab on the passenger side. The box is also pushed up 1/2" on the passenger side in the rear. I talked to the body shop who did my Nova and he advised the impact to the receiver likely tweaked the frame. Needless to say I WILL NOT be accepting any check for repairs until I have it looked at by a few shops I trust.

[SS454]

They will tell you to take it one of their shop but you can take it anywhere you want. BUT you will ahve to take it to a shop for them to pay for the full repair, other wise you will only get the money for what they can see is damaged. As for new parts if the truck is current year truck with les than 12,000 miles on it than you will ahve no problem getting GM parts anything over that and will be aftermarket at worst, used at best. If you go with your own ins you will get the same. Just take it to the shop that you want to fix it don't let them tell you that you have to take it to a shop on their program . Unless the shop has a good rep in your area. At best you can demaned used GM parts over the A/M stuff. Just some info for you. And this stuff I am an expert on Coming up on 20 years in the collision field.