I think the problem started with the Community Reinvestment Act under Jimmy Carter. This paved the way for cheap credit, placing mandates on banks to right these loans. Combine this with deregulation and you have a recipe for big trouble. It you had money in the market on 1929 and held it through the 1933 crash it took you 22yrs to recover your money. I will be happy if I recover the money that I lost in 10yrs. I say we need a viable third party and term limits
